Difference Between Chase Sapphire Preferred and Venture Card

Difference Between Chase Sapphire Preferred vs. Capital One Venture

 Sapphire Preferred and Venture Card: The credit cards, Chase Sapphire Preferred, and Capital One Venture is travel reward credit card. Both cards are priced at $95 to cover the annual fee. However, the method you earn and redeem rewards on each card is different. It is therefore important to know the difference between them.

With Chase Sapphire Preferred you can earn 2 points for every dollar spent on eating out purchases as well as travel and shopping everywhere else You earn 1 point for every dollar. With Capital One Venture Rewards, you’ll earn two miles per day for a flat fee of 2X. The rewards points for both are distinct from one another. Both reward points are designed for a specific type of traveler.

In general, The Chase Sapphire Proffered Card is best for those who wish to earn points for their expenditure and determine the best method to redeem rewards points. It is possible to redeem Chase Rewards points may be used to redeem through hotel and airline transfer partners.

If you’re seeking flexible and flexible redemption options, the Capital One Venture Rewards Credit Card is a great option.

Chase Sapphire Preferred Rewards

The Chase Sapphire Preferred offers 2 points per dollar spent on travel and dining purchases. When you spend every dollar for Lyft transportation, you get 5 points, and anywhere else you earn one point. The points you earn can be used to redeem points through Chase Ultimate Rewards. Chase Ultimate Rewards travel portal. The points can be exchanged for 1.25 cents without limits as well as a blackout date.

When you transfer points to an airline partner and the points could be worth more. It is also possible to transfer points to hotels that are partners. However, airlines are the most suitable option for Chase reward points. Each Chase point equals the mile or points according to the hotel’s or airline’s program.

Chase Airline Transfer Partners

JetBlue

United MileagePlus

British Airway Executive Club

Southwest Airlines Rapid Rewards

Virgin Atlantic Flying Club

Singapore Airlines KrisFlyer

Flying Blue Air France KLM

Iberia Plus

Emirates Skywards

Aer Lingus AerClub

Chase’s Hotel Transfer Partners:

World of Hyatt

Marriott Bonvoy

IHG Rewards Club

Chase Sapphire Preferred card has additional advantages too. In addition to the annual fee, this card costs $95 and is currently giving 60,000 points for a purchase of $4,000 within the first three months. You can save as much as $750 towards your expenses for travel.

Capital One Venture Rewards

With the Capital One Venture Rewards credit card, you’ll earn 2 miles per dollar of the purchase. You can redeem the miles on Capital One’s website. They are not subject to any restrictions, or date of blackout. This means that for every purchase, you’ll earn 2percent cashback on your travel.

To erase your travel charges of the Venture card, utilize Capital One’s Purchase Eraser feature. This redemption option will earn you’ll receive one cent per mile.

Capital One Transfer Partner

Air Canada Aeroplan

Alitalia MilleMiglia

Aeromexico Club Premier

Flying Blue Air France/KLM

Emirates Skywards

EVA Infinity MileageLands

Etihad Guest

Finnair Plus

JetBlue TrueBlue

Singapore Airlines KrisFlyer

Qatar Airways Privilege Club

Capital One Hotel Partners:

Wyndham

Accor

In Capital One, you will be able to see that it doesn’t include one important US airline, including JetBlue and JetBlue, which recently became an airline as a partner. Capital One has a range of international airlines like Emirates, Singapore, and Etihad.

This card is subject to an annual fee of $95 and provides 50,000 miles of bonus miles on the expenditure of $3,000 within the initial 3 months after the account’s opening.

Comparing the Benefits

The two cards Capital One Venture and Chase Sapphire card come with no foreign transaction charges. The cards also include coverage for purchase and travel.

This Chase Sapphire Preferred card comes with insurance for trip cancellation as well as trip delay insurance baggage delay insurance and emergency travel assistance. The card comes with purchase protection as well as an extended warranty when you check out at the counter.

Its Capital One Venture Rewards Credit Card is the second insurance for rental cars as well as travel assistance and insurance for travel accidents. At the time of purchase, you’ll get an extended guarantee.

To benefit Capital One’s credit card is slightly less than Chase’s. It’s entirely dependent on the amount of travel you make and the benefits of protection can be extremely beneficial.

Comparing the Costs

Each credit card comes with a $95 annual cost. If you aren’t able to pay off the balance each month or so, it’s possible that the reward credit card might not be the right option for you. The interest charged by credit cards is usually extremely high, therefore cards with low-interest rates are the best choice if you have to keep an outstanding amount.

Other than the annual cost, you can cut out all the costs of these cards by avoiding a couple of typical activities. Be sure to pay your monthly bill.

Comparing the Rates and Interest

Interest Rates and Interest Charges

APR for Purchase: For the purchase, your intro APR will be 15.99% to 22.99%, depending on the creditworthiness.

APR for Balance Transfer: Based on your creditworthiness, you will be charged 15.99% to 22.99% for the balance transfer.

APR for Cash Advance: For the cash advance, your intro APR will be 24.99%.

Rates

Annual Fee: For the annual fees, you will be charged $95.

Balance Transfers Fee: For the balance transfer, you will be charged 5% of the amount or at least $5 minimum.

Cash Advances Fee: For each cash advances, you will be charged 5% of the amount or at least $10 minimum.

Late Payment Fee: For the late payment fees, you will be charged up to $39.

Difference Between Chase Sapphire Preferred and Venture CardRates and Interest of Capital One Venture Rewards

Interest Rates and Interest Charges

APR for Purchase: For the purchases, your intro APR will be 17.24%, 21.99%, or 24.99%, depending on your creditworthiness.

APR for Cash Advance: For each cash advance, you will be charged 24.49% of the amount.

Rates

Annual Fee: For the annual fees, you will be charged around $95 annually.

Balance Transfer Fee: For each balance transfer, you will be charged 3% of the amount.

Cash Advance Fee: For each cash advance, you will be charged 3% of the amount of $10 minimum amount.

Late Payment Fee: For the late payment fees, you will be charged up to $39.

Conclusions

If I had to choose a winner between these two cards, then the Chase Sapphire Preferred card would be the winner.

The Capital One Venture Rewards Credit Card gives you the free miles per dollar you spend on transfer. But its airline partners are not useful as many US travelers. In that case, the Chase Sapphire Preferred Card would be very useful for you.

 Sapphire Preferred and Venture Card Also Search

chase sapphire preferred cardchase sapphire preferred benefits
capital one venture cardchase sapphire preferred vs reserve
chase venture cardchase sapphire card
chase sapphire reservechase preferred

Faq

What card is better than Chase Sapphire Preferred?

After looking at with the The Chase Sapphire Preferred(r) Card vs. the Capital One Venture Rewards Credit Card, Capital One Venture triumphs. Capital One Venture is a superior credit card over Chase Sapphire Preferred because it offers greater value over the long run by offering a constant Rewards rate that is 2 miles for every $1 spent on every purchase.

Which is better Chase Sapphire reserve or capital one venture?

Fees for the year: Capital One Venture is awarded with a fee of $95. Its Chase Sapphire Reserve annual fee is $550. The initial bonus: Chase Sapphire Reserve wins with a slightly higher bonus earning rate. Capital One Venture earned 60,000 miles when you spend $3000 in the first three months (worth 600 in travel).

Is Chase Sapphire Preferred prestigious?

The Reasons It’s One of the most prestigious Credit Cards This Chase Sapphire Preferred(r) Card isn’t particularly exclusive as you can qualify for it by having “just” good credit. It’s certainly the most all-round rewards card on the market in the case of people who travel and travel, which makes it highly coveted.

Why is Chase Sapphire Preferred so good?

It is the Chase Sapphire Preferred(r) Card is among the top travel cards because of its huge sign-up bonus that is complemented by a high rate of earning on dining and travel points that can be flexibly used to redeem money or travel.

Is it worth keeping Chase Sapphire Reserve?

Although it comes with an annual $550 cost, however, this Chase Sapphire Reserve(r) is an investment that is worth the cost. The card offers a 4.5 percent rewards rate across the dining and travel categories if you make use of 300 travel credits. It is a luxurious traveling card, the card offers excellent access to the lounge.

Does Chase Sapphire Preferred get you into airport lounges?

Chase Sapphire Preferred does not offer complimentary access to lounges or clubs at airports. The higher-end Sapphire Reserve card does provide complimentary access to more than 1200 lounges in airports across the globe. It’s just a matter of paying the annual fee of $550 to avail of this privilege.

Is the Sapphire Preferred worth it?

The Chase Sapphire Preferred continues to provide great value for a broad segment of the populace. If you’re using it frequently enough to receive over $95 worth of value through the rewards and benefits utilized it is worth the annual price.

Is Chase Sapphire Preferred metal?

The Chase Sapphire Preferred Card and the Chase Sapphire Reserve(r) are both constructed from metal. In fact when the Reserve first came out back in the year 2016, it became so popular that the issuer was temporarily out of steel to produce more.

Leave a Comment